Employee Benefits Expertise

healthcare benefits for employees

Montgomery & Graham has dedicated itself to providing quality insurance to both large firms and individual clients. This dual practice has earned them a reputation for being able to assist clients in almost any situation. For almost two decades Montgomery & Graham has managed to offer affordable and innovative employee benefits packages and individual insurance policies to the Pacific Northwest. M&G can assist with employer benefit planning, personal property protection, and risk management. No matter the business or individual need, Montgomery & Graham can help save them money while offering them the maximum amount of benefits.

Employee benefits are essential to the infrastructure of a business. If they are not managed properly all kinds of problems can evolve. By allowing Montgomery & Graham to assist in managing and maintaining benefit packages employers can save money and make sure that their workers can get the coverage that they require. The firm can manage benefits programs and poll employees to find out what the company should and should not provide. This allows business owners to save money as their policies are tailored directly to the workers needs. Additionally, Montgomery & Graham can do all the necessary paperwork and administrative tasks, saving business owners time and resources.

While Montgomery & Graham is skilled at providing businesses with quality benefits packages for their employees, they are also able to assist with individual insurance. The company understands that entrepreneurs, travelers, people in between jobs, and numerous other types of clients all have their own unique needs. As such, they prepared to help however they can. Montgomery & Graham can also educate and inform its clients about which policies will work best for them and how they can maximize their coverage while still saving money, self-funding and health savings account combos are an innovative and growing trend. This makes it easy for clients to get the most out of their coverage.

Montgomery & Graham also understands how risk management is essential for many types of businesses and employers. Because of this, Montgomery & Graham can offer property & casualty insurance to meet any need. This allows employers to cover exactly what they need protected, keeping them from overspending on nonessentials and helping them save money. By analyzing policies and assessing what is needed, M&G property and casualty insurance are able to provide business owners with the exact protection that they need. This allows clients to remain safe while focusing their time and resources on profitability and expansion.

By choosing Montgomery & Graham business owners and employers can rest assured that they are in safe hands. The company is dedicated to aiding businesses with great and affordable benefit programs for their employees. And Individuals can also receive the same level of attention and assistance as the firm helps them to find insurance that best benefits their needs. Montgomery & Graham can aid in finding the right coverage that works best for their clients and keeps them secure while saving money and increasing company wellbeing.

What is employer group health insurance coverage?


Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees’ family members) as a benefit of working for that company. A group health insurance plan is a key component of many employee benefits packages that employers provide for employees. The majority of Americans have group health insurance coverage through their employer or the employer of a family member. One of the advantages for employees in a group health plan is the contribution most employers make toward the cost of the health coverage premium – in many cases, employers pay one-half or more of the monthly premium for an employee. Another advantage is that most employers have established Premium Only Plans (often called POP plans) that allow employees to pay any employee-required contributions to premiums on a pre-tax basis. Between the employer contributions, which aren’t taxable for employees, and the POP plan, employer-provided health insurance is significantly subsidized due to these tax breaks.

Thinking about your Employees Health and Wellness

Using Mindfulness to Create Real Happiness at Work


Mindfulness went mainstream at healthcare benefits company, Aetna, some time ago. The company even took part in clinical trials  using mindfulness and yoga workplace programs, to help individuals better deal with stress at work.

Aetna’s CEO Mark Bertolini speak very openly about how these programs reduced “perceived stress”  and “stress levels” in participants. And, how the programs have been a crucial part of the companies edict to value talent.

“We really need to redefine health as keeping people healthy so they’re more productive, if their more productive they’re more economically viable, if they’re economically viable, they are happier,” says Bertolini who goes onto say when workers are happier, they can better contribute to their communities within an organization.

Mindfulness practice has been linked to activating parts of the brain correlated with constructs of well-being  such as happiness, joy and enhanced self awareness. But how can engaging mindfulness at work, truly make for a happier employee?

Helping Northwest Non-Profits helping the Homeless

business insurance planning

Montgomery & Graham, Inc., an industry-leading insurance broker in Oregon specializing in employee benefits and health insurance planning, has partnered with WeThinkItMatters Inc. to offer a unique opportunity for regional non-profits. Because growing hearts and minds is an important and integral part of the culture at Montgomery & Graham, Inc., there working with WeThinkItMatters Inc. to provide sponsorship for non-profits helping the homeless. Eighteen lucky non-profits will be chosen to show how they are impacting the community around them.

The sponsorship will provide $9,000 for homeless children and families in the Northwest, bringing much needed aid to the less-fortunate. Non-profits working with the homeless are encouraged to apply to have a chance to show what they can do with $500 in their communities. However, that’s only the beginning, sponsorships will also provide assistance in increasing the brand awareness of selected non-profits to increase their impact in their local areas.

In addition to numerous charitable activities, Montgomery & Graham, Inc. has more than 100 years of combined experience in the insurance business. Concern for community and company wellness has always been at the top of their list. Whether lending a helping hand to individuals, non-profits, or companies of all sizes, Montgomery & Graham, Inc. remains dedicated to going beyond expectations. Be sure to check out MGBenefits.com to learn more about how their innovative employee benefits and insurance strategies can benefit your company.

WeThinkItMatters Inc. is a marketing and brand advocacy company that partners with non-profits in an effort to make a difference in the lives of others. With so many marketing avenues to pursue in today’s modern world, WeThinkItMatters Inc. offers advertising where it will do the most good. If you’re a non-profit serving the homeless applying for the sponsorship is as easy as filling out a form. Or if you know an organization that would be perfect for this opportunity, don’t forget to share this link with them!